Lost wages after car accident - Front Range Injury Attorneys – Denver Personal Injury Lawyers

Lost wages after car accident

Financial recovery after a car accident in Denver or other parts of Colorado takes several steps as an injured victim. Most personal injury cases begin by filing an insurance claim with the at-fault driver’s auto insurance company and often your own. An insurance claim may pay for several types of damages you suffered. These can include repairing your vehicle, reimbursing your medical expenses and other economic damages related to your injuries. Lost wages or other employment compensation is a type of economic damages you can pursue after a car accident. To recover maximum compensation for your car accident, you may need to file a personal injury lawsuit with the help of a Denver car accident attorney.

Denver car accident lawyers

What are lost wages?

Lost wages is a general term for income you would have earned at work had the car accident not prevented you from working your normal duties and hours. You can recover lost income whether you receive pay on an hourly basis, salary, commission, or other forms of employment compensation. You can lose wages for several reasons as a result of a car accident. You could miss time to attend medical appointments, dealing with vehicle repairs, or because the injuries prevent you from performing work duties. A temporary disability due to your auto accident injuries can result in anywhere from a few hours of missed time to weeks or months. In some cases, car accident injuries can result in long term disability.

Lost wages may include more than just your regular pay or compensation for work you would have performed. It may include:

  • Missed paychecks
  • Loss of sick days or vacation days due to using them for medical appointments or car repairs
  • Missed earning opportunities like overtime, additional shifts, special projects
  • Potential for promotions and raises
  • Lost future earning capacity

If your car accident injuries result in a temporary or permanent disability that prevents you from working or working at the same intensity, you may have lost future earning capacity. If a physician determines you are unable to attend work or perform the same duties, hours, or other key components of your work in the future, that can affect more than your past lost wages. It can result in a long term or permanent loss of ability to earn the same income you otherwise would have. You may be eligible to recover the difference between your pre-collision earning capacity and your future earning capacity. In the event your motor vehicle accident injuries result in permanent disability, you may pursue damages for all foreseeable lost wages.

How to recover lost wages after an auto accident in Colorado

Under Colorado personal injury law, you have the right to pursue economic damages including lost wages. An insurance company may reimburse you for lost wages following a car accident if you follow proper claim procedures and present credible evidence of your losses. Typically recovering lost wages requires evidence of the income lost. That evidence may require medical records, paystubs, a letter from your employer, tax records, or even expert testimony.

When you demand significant lost wages due to your injuries, many insurance companies require you to submit to an independent medical examination (IME) by a doctor of the insurer’s choice. Their physician will assess your ability to work and whether the medical records support your demand for lost wages. This may occur before a lawsuit is filed if the insurance company seriously intends to settle without litigation. Often, the request for an independent medical examination comes after filing a personal injury lawsuit.

You may direct a lost wage claim to one or more insurance companies. The type of claim may affect the insurer’s obligation to pay and procedures it can request, like an IME, before litigation. These can include bodily injury liability coverage, uninsured/underinsured motorist coverage or personal injury protection coverage. If you do not receive fair compensation for your lost wages, it may be necessary to file a lawsuit to pursue the at-fault party or your rights under your insurance policy (potentially in a bad faith lawsuit).

When to file a car accident lawsuit?

A lawsuit may result in better compensation for your economic and non-economic damages versus a pre-lawsuit settlement of an insurance claim. A personal injury lawsuit may be appropriate if you have evidence of each element of negligence under Colorado law. If a car accident lawyer believes you have grounds for a lawsuit, you may obtain full lost wage reimbursement from a trial. Juries are unpredictable and your car accident lawyer will help you weigh the risks of pursuing a personal injury lawsuit.

An important consideration for when to file a car accident lawsuit is what legal deadlines apply to your case. Generally, in Colorado most car accident claims have a three year statute of limitations to file a personal injury lawsuit against a defendant. Some legal claims have much shorter deadlines–even as short as six months. If you were injured in a car accident in Colorado, you should seek medical care and a car accident attorney right away. Your attorney can assess the applicable deadlines to make sure you can pursue your lost wage and injury claims.

We offer free evaluations for car accident cases so you can speak with one of our experienced auto accident lawyers for no charge. Contact our Denver law office by calling us at 720.826.4399 or complete the contact form below.

Colorado Car Accident Lawyers

If you suffered injuries in an auto accident caused by someone else’s negligence, you may be entitled to compensation for your injuries, medical bills, lost wages and other damages. Our experienced Colorado car accident lawyers help clients across the state pursue full and fair compensation for their accident-related injuries and financial losses. We help clients in Colorado with a wide range of motor vehicle collisions involving different types of vehicles, crashes and severity of impacts. Contact our law firm to discuss:

Although most of our motor vehicle collision clients hail from Denver, we also help clients in other parts of Colorado, including:

No matter the type of auto accident or location in Colorado, our law firm is ready to talk to you about your case. Front Range Injury Attorneys offers free consultations for car crash cases so you can speak with our experienced personal injury lawyers at no cost and no obligation.

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