Denver Failure to Investigate Claims Attorney
Insurance companies seek profits from their insurance policies. Payments on claims reduces the amount of money in their pocket. That incentives them to create reasons to avoid paying claims, such as failing to investigate your claim. Our Denver failure to investigate claims attorney holds insurers accountable. Learn more about how we can help you by contacting our Denver law firm today.
At Front Range Injury Attorneys, our Denver insurance bad faith attorneys protect clients from unethical and illegal insurance practices, including failure by the insurance company to perform its duties under the contract. If your insurer fails to investigate your claim, you may have a claim against your insurance company to recover for their bad faith. Contact us for a free case review to assess your bad faith claim under Colorado law.
Why Trust Front Range Injury Attorneys?
At Front Range Injury Attorneys we care about helping our clients throughout their cases. We believe clients are best served when our personal injury attorneys participate in their cases from start to finish. We help our clients get the best treatment for their injuries. By building up your case from the beginning, we build a strong case to get the best results.
How we can help you
Watch this video to see managing attorney Adam Kielich discuss failure to investigate claims and how our Denver, Colorado law office can help you recover for your losses.
Contact our law firm to discuss your Colorado failure to investigate claims case. We offer free case reviews for injury and accident cases across the state.
Tell us about your case
Why you need an attorney when your insurance company fails to investigate a claim
When your insurance company fails to investigate a claim, the end result is usually your financial consequence. Whether the carrier fails to pay you for an economic loss like medical bills or fails to indemnify you from personal liability, you’ve lost the benefit of the insurance policy you purchased. Insurance companies do not want to pay for claims unless they have no other choice because that money comes out of their profits. They would rather shift the burden to you when they can get away with it.
Our Denver failure to investigate claims attorneys understand the consequences of an insurance company refusing to investigate a claim. When they ignore the claim from the outset, they lack the knowledge to fairly evaluate a claim or pay benefits on it. Investigation is the first step in adjusting your claim, so if they fail to take the first step, there is little chance they will take the last step to pay on the claim. Our insurance bad faith attorneys fight to hold insurance companies accountable to do their job under your policy and make it financially consequential to them when they don’t.
What is a failure to investigate claims?
Failure to investigate a claim is a form of insurance bad faith. Your insurance company has duties to investigate any claim filed on your policy and pay any claims it is responsible for, in the manner required, under your contract. An investigation may require several steps, such as analyzing the contract language, looking for other insurance coverage, gathering evidence of the facts underlying the claim and assessing the value of the claim.
If your insurance company fails to investigate in good faith, it may lead to the insurance company failing to pay on a claim or other steps necessary to perform its other duties under your policy. For example, if the insurance company fails to investigate a bodily injury claim, it may improperly deny a claim. As a result, you may be sued and face a judgment against your assets.
An insurance adjuster's duties in Colorado
Your insurance contract and Colorado insurance law dictates an insurance adjuster’s duties to an insured. After a claim is filed, your insurance company will assign one or more adjuster to the claim depending upon the type of claim and potential benefits due for that claim. The adjuster is responsible for conducting most of the work on your claim. The duties involved with that work include:
- Assessing whether the claim falls within coverage of your policy
- Gathering facts about the event resulting in the claim
- Evaluating liability for the damages suffered
- Responding to claims and correspondence in a timely manner
- Filing all appropriate paperwork
- Documenting the claim file with work performed, correspondence, and claim values
This investigation is critical to resolving a claim, whether that is appropriately denying a claim or paying the value required by your policy. If the adjuster fails to perform the investigation thoroughly and in good faith, it is highly likely resolving the claim will be tainted by the lack of earlier work. As a result, the claim may be completely mismanaged to your detriment. As a policyholder, you may have the right to enforce the terms of the contract and pursue separate bad faith claims.
Contact Front Range Injury Attorneys
Our Denver law firm takes the simple approach to insurance that you should be treated with the same promptness and attention they expect from you. Your insurance company expects you to timely pay your premiums in full to receive coverage. You should fairly expect timely resolution of claims in full. If your insurance company failed to show you the same respect, you may have a bad faith claim to pursue. Our Denver failure to investigate claims lawyer has extensive experience dealing with insurance companies and protecting client rights under their insurance contracts. If you believe your insurer may have failed to investigate your claim, contact Front Range Injury Attorneys today.